FREE TOOLS · NO ACCOUNT

Work the numbers before you trust them

Every tool here is pure arithmetic on numbers you type. Nothing is uploaded, nothing is stored. They use the same three words the Verity app uses — supported, claimed, missing — so what you learn here carries straight into a real deal.

SDE calculatorFree · ~3 min
Work back to the number the price is built on. Rebuild seller discretionary earnings from the tax return or P&L, mark each add-back by what stands behind it, and see how much rests on the seller's word.
BringA tax return or P&L, and the listing. Asking price and revenue are optional.
SupportedClaimedMissing
Open the calculator
DSCR calculatorFree · ~3 min
Can the business pay for the loan?
Bringthe listing's SDE, your supported SDE, the price, the loan terms
Stated vs supportedSBA 7(a) rulesPrice it can carry
Open the calculator
Buy-Box BuilderFree · ~3 min
See how well a deal fits what you're looking for
Bringyour criteria and one listing's answers
Your criteriaFit on recordCopy to brokers
Open the builder
Five-year modelFree · ~3 min
See what five years leave you after the loan — on the stated number and the supported one.
BringRevenue, the listing's SDE, a supported SDE, the price
FinancingGrowthExit
Open the model
Why these are free

A calculator can only work on what you type. The moment you have the seller's actual documents in hand, the arithmetic is no longer the hard part — reading every page against every other page is. That part is the app, and the first analysis of every deal is free too.

VERITY BRAIN · ANALYSIS
When the documents arrive, bring them here.

Upload the listing, the returns, and the P&L — every figure traced to its source page, every contradiction surfaced as a question.

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